Btw, this is WITHOUT a Player 2! 🤯 I do have a husband, but convincing him to join in as my P2 (player 2) is still a work in progress. 😅 Here’s the breakdown of where all these points came from: 1️⃣ New Card Bonuses: 455,000 I hit (5) new card bonuses this year! One of those bonuses was from a card I opened at the end of 2022, and reached the bonus in January. So technically I opened 4 new credit cards. Before I get asked, my credit is still at 800+ 🙃 2️⃣ Referrals: 205,000 Thanks to everyone who reaches out to me and choses to use my referral links! 🫶 I am not an affiliate with any credit card company, and referrals are limited per year. So this is the result of 8 people using my link for a new credit card. ALWAYS use a referral link when getting a new card! Friend, family, or ask me 😉 3️⃣ Purchases: 139,587 This is from my *actual* spending on different cards. I try my best to maximize the # of points I get for each dollar, so this total doesn’t reflect the ACTUAL amount of money I spent. If you’re only getting 1% back on all spending, I think it’s time for a different credit card 😅 4️⃣ Cancellation: 55,000 I’m going to be honest and say that I don’t know exactly what this is… it was on (3) of my Chase Sapphire Statements in varying amounts, specifically it said “Rewards credited for cancellations.” So if anyone knows what this is about, please let me know. 🙃 5️⃣ Annual Bonus: 7,500 Also known as Anniversay Bonus! This is from my Southwest Priority CC. It does have a $149 annual fee, but with these points (worth at least $90 for me) + the $75 annual credit - I feel like it’s worth keeping! Did any of these surprise you?? Got questions? Let me know! #travelhacking #travelhackingmom #budgettravel #familytravel #budgetingmom #creditcardpoints #budgettotravel #fyp