The details 👇 𝗘𝗮𝗿𝗻𝗲𝗱: 𝟱𝟭𝟱,𝟬𝟬𝟬 (this is ONLY welcome bonuses + referral bonuses, it does not include regular spending points) 𝗨𝘀𝗲𝗱: 𝟯𝟵𝟱,𝟴𝟭𝟲 points towards 𝟐𝟎𝟐𝟑 travel. This includes hotel nights we have booked for December too. 𝗧𝗿𝗮𝘃𝗲𝗹 𝗩𝗮𝗹𝘂𝗲: $𝟴,𝟬𝟯𝟭.𝟱𝟲❗️The value takes into account the annual fees that were paid. 👇 What it would of cost us - annual fees = travel value 👍 𝘼𝙣𝙣𝙪𝙖𝙡 𝙁𝙚𝙚𝙨 𝘽𝙧𝙚𝙖𝙠𝙙𝙤𝙬𝙣: 💳 𝑽𝒆𝒏𝒕𝒖𝒓𝒆 𝑿: $395 👉 Comes with a $300 travel credit that I already used towards our car rental for Hawaii next year + a credit for TSA Precheck ($78), which I also already used! Bonus, lounge access 😜 💳 𝑯𝒚𝒂𝒕𝒕 𝑪𝒓𝒆𝒅𝒊𝒕 𝑪𝒂𝒓𝒅: $95 👉 This comes with a “FREE” night certificate every year. If you can find a hotel valued at more than that (which is very easy) then you come out ahead. Especially combined with my Globalist status. 😎 💳 𝑺𝒐𝒖𝒕𝒉𝒘𝒆𝒔𝒕 𝑷𝒓𝒊𝒐𝒓𝒊𝒕𝒚 𝑪𝑪: $149 👉 Comes with a $75 travel credit (I use it towards covering the taxes on point flights). I also get 7,500 anniversary points which is a value of about $100. 💳 (2) 𝑪𝒉𝒂𝒔𝒆 𝑩𝒖𝒔𝒊𝒏𝒆𝒔𝒔 𝑰𝒏𝒌 𝑷𝒓𝒆𝒎𝒊𝒆𝒓 𝑪𝑪’𝒔: $95 each. I got these because of the decrease in minimum spend to get the bonuses. 100k points each. 🙌 I plan on closing/downgrading them after a year, unless I still don’t have a new CSP card. In that case, I would keep 1. ❗️PSA❗️When it comes to Travel Hacking: Annual Fees are worth it for the bonuses and/or perks that come with the cards. Paying interest on the other hand? NEVER worth it! 🙅‍♀️ Questions? Comment below! Always happy to help 😊 #travelhackingmom #creditcardpoints #nogatekeeping #receipts #travelcosts #travelhacking101 #travelhackingtips