This is pardody. No need to come from anyone. Here's my take: There’s a whole universe of “financial literacy” content on this app that tells millions of people that if we just budget harder, pinch pennies, or grind nonstop, we’ll escape debt. But let’s be real: capitalism thrives on creating problems, then selling us false solutions. Americans owe over $17 trillion in household debt, not because we aren’t frugal enough, but because billionaires hoard wealth while millions struggle for housing, healthcare, and education. Debt-influencers profit off this despair, pushing personal responsibility politics straight out of the Reagan era. It seems innocent but it can be deeply harmful, particularly since Brad on a Budget allegedly called his followers "brokies." Working harder doesn’t equal wealth. If it did, billionaires would be on quadruple shifts. The truth? There’s enough for everyone in this country so basically our fight isn’t to budget better, it’s to demand better and organize #jokes #anticapitalism #personalfinance